Municipal Bureau of Education held a liability insurance meeting to deploy education risk management-tom365.com

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  • June 4, 2018
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The Municipal Education Bureau held a meeting of the deployment of insurance risk management education in the afternoon of September 30th, the City Board of Education held in 2016 the school liability insurance work. Attend the meeting have counties (cities), the district education system in Colleges and universities and in charge of the leadership, and invited the provincial education department education risk management consultant – Beijing United Insurance Brokerage Co., Ltd. Hubei branch business department of Xiangyang city. It was announced the establishment of the school liability insurance leading group, and put forward 5 requirements on campus risk transfer: first, strengthen leadership, improve the insurance mechanism, around the municipal schools to set up a leading group for the implementation of the school liability insurance work, study and solve the existing problems in the work of Campus risk transfer, avoid violations of law education in insurance. Two, a clear responsibility to expand insurance coverage around the schools do a good job in the school liability insurance at the same time, combined with the actual, and gradually expand the coverage of liability insurance. And to promote the students voluntarily participate in accident insurance, improve the students’ sports injury accident insurance mechanism, do the school liability insurance Yingbaojinbao, one school, one does not fall. At the same time to commercial insurance as a supplement, to establish a complementary mechanism of liability insurance and commercial insurance, effectively disperse and transfer the risk of the campus. Three, the standard operation, the selection of insurance institutions this year, the insurance organization of Provincial Education Department of Hubei Province, the school liability insurance carried out a new round of bidding, winning a total of 6 companies (insurance, Ping An insurance, Pacific Insurance, China United, PICC, PICC Life). The administrative departments of education should be based on the provincial government procurement centers of the tender results, through the schools and parents to listen to opinions, comprehensive evaluation, collective research decision procedures, according to the company in a bid to determine the selection of branch of the good service of the successful bidder, the local insurance liability insurance and signed a written contract. Four, three party cooperation, improve the service quality of Education Department, finance department, the insurance association instructed the risk management institutions should actively cooperate together, establish information exchange and regular communication system and insurance institutions, improve the service quality of school liability insurance. At the same time, the risk management institutions should give full play to the campus in the risk assessment, loss prevention, safety education, accident compensation and other aspects of the role, closely with the education administrative departments and schools underwriting relationship, to provide high-quality, innovative service means and mode for the school. Five, compliance operations, strengthening standardized management should be the Ministry of education, the national development and Reform Commission, Ministry of Finance and the Audit Commission, the State Press and Publication Administration of five departments jointly issued the "Ministry of education and other five departments on 2015 standardized education fees governance work charges implementation opinions" documentation requirements, localities and schools to compliance operation by the risk management agency, uniformly printed and distributed "to the parents of a letter", signed a letter of authorization in accordance with the principle of the parents of the students voluntarily, and will give the staff premium risk management institutions listed into the school, then the risk management mechanism according to the school on behalf of the students choose the insurance company for insurance, so as to carry out good the transfer of risk, and avoid the school collection of commercial insurance premiums, the insurance company to avoid selling, sales business school set up.

市教育局召开责任险会议 部署教育风险管理工作  9月30日下午,市教育局召开了2016年校方责任险工作会。参加会议的有各县(市)、区教育系统及市属高校分管领导,以及省教育部门聘请的教育风险管理顾问——北京联合保险经纪有限公司湖北省分公司襄阳市营业部负责人。  会上宣布成立了校方责任险领导小组,并对校园风险转移工作提出了五点要求:  一、加强领导,健全保险机制  各地、各市属学校要成立相应的领导小组,落实校方责任保险等工作,研究、解决校园风险转移工作中存在的问题,避免教育保险中出现的违法违纪行为。  二、明确责任,扩大险种覆盖  各地、各校在做好校方责任险的同时,要结合实际,逐步扩大责任保险的覆盖面。并提倡学生自愿参加意外伤害保险,健全完善学生体育运动意外伤害事故保险机制,做到校方责任险应保尽保,不落一校一人。同时以商业保险作为补充,建立责任保险和商业保险的互补机制,有效做到校园风险的分散和转移。  三、规范操作,遴选保险机构  今年,省教育厅对湖北省校方责任险的承保机构进行了新一轮招标,中标公司共有6家(大地保险、平安保险、太平洋产险、中华联合、人保财险、人寿财保)。各地教育行政部门应根据省政府采购中心的招标结果,通过广泛听取学校及学生家长意见、综合评议、集体研究决定等程序,依法在中标公司中遴选确定一家有分支机构的服务良好的中标人,承保本地责任保险并签署书面合同。  四、三方合作,提高服务质量  教育部门、财政部门、保险行业协会责成风险管理机构要积极配合,通力合作,与保险机构建立信息互报和定期沟通制度,提升校园责任保险的服务质量。同时,风险管理机构要充分发挥在校园风险评估、防灾防损、安全教育、事故赔偿等方面的作用,密切与教育行政部门和承保学校的关系,为学校提供优质、创新的服务手段和模式。  五、合规运作,加强规范管理  应教育部、国家发改委、财政部、审计署、国家新闻出版广电总局五部门联合下发的《教育部等五部门关于2015年规范教育收费治理教育乱收费工作的实施意见》的文件要求,各地、各校要合规运作,由风险管理机构统一印制发放《致学生家长的一封信》,在坚持学生家长自愿的原则下签订授权委托书,并将保费交给挂牌进校的风险管理机构人员,再由风险管理机构按学校代表学生选择的承保公司办理承保,这样既开展好风险转移工作,又避免学校代收商业保险费,避免保险公司进校设点推销、销售商业保险的行为发生,从而有效避免个别保险公司为争抢业务产生的无序竞争现象。  安全工作是学校的首要任务,只有做好校园风险的分散和转移,才能保证教育工作的稳步推进。联合保险经纪公司作为专业的风险管理机构,本着政府引导、市场运作、企业管理的模式,多年来致力于校园风险的分散和转移,在教育部门的指导下,配合学校健全校园安全管理制度和风险管理机制。相关的主题文章: