that all depends. I’ve heard of independent contractors getting policies for as little as $750 a year which in my opinion is a deeply discounted premium. Chances are 史上最假车牌查获 辽宁炼铁厂火情

  • hanson
  • September 29, 2017
  • Business Products & Services
  • Comments Off on that all depends. I’ve heard of independent contractors getting policies for as little as $750 a year which in my opinion is a deeply discounted premium. Chances are 史上最假车牌查获 辽宁炼铁厂火情

Business If you are a small business in search of low cost general liability insurance you may be frustrated when trying to find a good policy cheap. But there are low premiums available if you look hard enough. Exactly how much should you pay for good commercial liability insurance? Well, that all depends. I’ve heard of independent contractors getting policies for as little as $750 a year which in my opinion is a deeply discounted premium. Chances are, you’ll pay more than that for good liability coverage. It all depends on where your business is located and the risks involved. You see, there are risks associated with the area you operate, and that factors into your premiums. If you’re in a high crime area, you’ll pay a lot more for insurance. After all, the more claims that are made in certain areas like urban development areas, the more contractors will pay for insurance in that area. I’ve heard of contractors paying 5-7 times as much as other businesses, simply because of the areas they do business. The other big factor is your business itself. What exactly do you do? What services do you offer clients. What liabilities or risks are associate with the work you perform for clients or even the advice you give them. The total cost of your business insurance premiums will be directly related to this factor simply because every type of business has a diverse risk connected with it. So now that you know how underwriters calculate rates, how do you get the best rates in your business? Well, first you need to contact an insurance broker or agent to share as much about your business as possible. Good agents work with multiple insurance companies so they can basically shop around for you, saving you time. And time is money, so let them go to work for you. General liability insurance provides protection from losses due to liability lawsuits, and good protection is invaluable to your business so get a good rate, but don’t be cheap. Make sure you get enough coverage to handle your liabilities, even if it costs you an few hundred extra dollars a year. A good policy will not only cover liabilities, it will pay for attorney fees, investigation charges, and other legal expenses. Without commercial insurance you’ll constantly have to worry about accidents and things out of your control. So get some quotes for your business before you see an unwanted claim files against you. About the Author: 相关的主题文章: